First American Payment Systems Reviews and Complaints

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First American Payment Systems Reviews

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  • Treated very poorly by manager



    I had the misfortune of speaking to the head manager at First American Payment Systems today. I have NEVER been talked to in such a manner before. My story, I was with my current processor for a little over a year when a salesman came in to sell me his credit card service. His rates were much lower but the main thing I need from a processor is next day funding as my cash flow has to go into the bank every day. He told me that is how they fund with the exclusion of Friday through Sunday which was fine with me. I cancelled my service with my current service being fully aware that there would... More...
    (Restaurants, Fast Food, Coffee)
  • First American Payment Systems



    I had the misfortune of speaking to the head manager at First American Payment Systems today. I have NEVER been talked to in such a manner before. My story, I was with my current processor for a little over a year when a salesman came in to sell me his credit card service. His rates were much lower but the main thing I need from a processor is next day funding as my cash flow has to go into the bank every day. He told me that is how they fund with the exclusion of Friday through Sunday which was fine with me. I cancelled my service with my current service being fully aware that there would... More...
    (Restaurants, Fast Food, Coffee)
  • Deceptive Sales Tactics



    Two young representatives of First American Payment Systems just walked into my small business without prior warning. They first identified themselves as working "with the credit card companies" and implied that they were checking compliance with "Durbin's Law." They asked to see a recent statement from my current credit card processor. I told them that I would not allow that based on the information they provided me. They seemed a little annoyed at that, and one of them started searching through a disorganized stack of paperwork. He handed me a card of their... More...
    (Credit Cards, Finance, Banks)
    David02's Picture   David02    0 Comments   Add a Comment
  • owner



    I was sold a charge card service with Appstar Financial. The sales person lied to me and said there was no contract, I could cancel anytime. There are numerous charges that were not expected or explained, such as $95.00 annual fee, cancellation fees, $500.00. Another person who is part of my company and has her own charge with them is getting enormous monthly charges that she can't afford. No one returns our calls to try to work this out. I had a week worth of problems with the machine itself when I went to use it. I spent numerous hours on the phone with customer service, many of... More...
    (Beauty)
    ozzy's Picture   ozzy    2 Comments   Add a Comment
  • Shady Business Practices



    Mermac the part of this company gets you sign a lease which you can only come out if you die..and charge your account numorus times and it is hard to get the money back from them I retured the equipment I leased from them long time ago even paid 700 on top of that but they still want more money for the poor and unworthy service they provided us and now they keep harrasing us through phone calls I will do my best to spread the word for this company not to do business with ...I am really way more than UNSATISFIED..these people are thieves,, More...
    (Credit Cards, Finance, Banks)
  • Unreasonable from collection Dept



    My business closed in May09. However my contract with FAPS will not expired until May2010. Not a problem, I continue to pay my monthly statement charge to them through my business checking account until January of 2010. At this time I wrote the letter to them request them to send the bill to my home address (they are sending the statement to this address since I closed my business). February 17th I received the collection letter from them demanded the full amount of $636 for breaching the contract with them. I called their 18006331702 to resolve the matter and the lady on the... More...
    (Miscellaneous)
  • Unreasonable demand from their collection dept



    I had a small business in capitola, CA. I had to close the business since May09 and realized that I still have an open contract with FAPS until May2010. Even my business had been closed I continue to pay FAPS on monthly charge of $11 through my business checking account. January 2010 I wrote to FAPA a letter request them to send the bill my home (I have been update my home address with them since May09) since I have to close my business account. Feb 17, I received their collection letter for full amount of $636. I call their number 18006331702 to resolve the matter. 1) the lady... More...
    (Miscellaneous)
  • INCREADIBLE idiots



    Not only did this "company" completely hide from the the fact that i could only charge a finite amount on my merchant service account, they also decided to hold a large sum of money until I could send them 3 months of bank statements and then MAYBE I could be approved to get MY money. I had to contact my customer and tell them that I have a ridiculous merchant service provider, and to send a check. After ALL OF THIS, they take a percentage of the apparent "sale" which ended up being $210 even though they have given me NO MONEY. This has to be the most ridiculous... More...
    (Credit Cards, Finance, Banks)

First American Payment Systems Reviews By Product


First American Payment Systems Comments


localboy says: (6 months ago)
 0
First American Payment Systems aka Apex is too be oided. there are too many Credit Processor that offer lower fees and no contract, and termination fees

There are 479 negative complaints on BBB Fort Worth.

I have hand very bad experience with this company.

Start with the 25 page contract, crafted to be

unintelligible gooby gook. Well hidden is the $495.00,

3 year contract, and $125.00 annual PCI fee.

The first thing they did to me is charge a monthly fee

when I was not yet hooked up their service to them. they

would not credit me for that. They are a

thieving bunch of crooks who charge $36,80 last month fee,

when they cancelled my service on 4th of that billing

month. Ho yes, they kept increasing their monthly fees,

they allege the CC companies had increased their fees.

Prove it. If they could reach into my back

pocket, they would take my wallet. There loss prevention

department put a hold on two charges of Corporate

customer, I had to cancel the charge and have the customer

pay me direct. Because, they wanted a complete description

of work(was for a legal department and confidential), The

charge was $450.00.

As well three months bank statement. I have been at the

same location for over 20 years a credit merchant a

Notary public, licensed with Department of Justice

as a fingerprinter. This idiot should setteled his

suspicions with a phone call. I am not Betty with a thick

romanian accent. The good news a Credit Processing to buy

out the remaining contract, of $495,00 and save me $600

over my remaining contract.



SGINC says: (3 years ago)
 0
This company held funds for similar reasons to other commentors. They refused to release funds until we sent them 3 months of bank statements. They charged a $30 OD fee and refused to credit this when the OD fee was an error. Requested Sr. Mngmt. and was denied. Tried to call corporate HQ -- endless call loop. Don't do business with First American Payment Systems




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